Gold Loan

For Urgent Funds Requirement
Avail Our Gold Loan

  • *terms and conditions apply
img here

image Gold Loan Interest Rate Table

Rate of Interest for 22 Karat (With effect from 11.11.2022)

Sr No.

Product

Up to Rs.5 lakhs

>5 lakhs & Upto Rs.25 lakhs

Above Rs.25 lakhs

1

Union Krishi Kamdhenu gold loan Scheme

1 Year MCLR

8.20

NA

NA

2

Union Gold Loan-Agriculture 

1 Year MCLR

8.20

1 Year MCLR

8.20

1 year MCLR + 0.10%

8.30

3

Union Gold Loan-MSME

 EBLR - 0.50%

8.20

 EBLR 

8.70

EBLR + 0.10%

8.80

4

Union Gold Loan-Retail

 EBLR - 0.50%

8.20

 EBLR + 0.45

9.15

EBLR + 0.60%

9.30

5

Union Swarna Shakti Loan Scheme-Retail

 EBLR - 0.50%

8.20

 EBLR 

8.70

             NA

6

Union MSME Gold Loan Plus

 EBLR - 0.50%

8.20

 EBLR 

8.70

EBLR + 0.10%

8.80

7

Union Secured Overdraft Gold Loan

Agriculture

NA

1year MCLR + 0.25%

8.45

1year MCLR + 0.25%

8.45

MSME

 EBLR + 0.50%

9.20

 EBLR + 0.60%

9.30

Retail

 EBLR + 0.95%

9.65

 EBLR + 1.10%

9.80

  • Rate of Interest for below 22 Karat & upto18 Karat would be applicable 0.25% higher.

  • Subject to revision from time to time.