Rate of Interest for 22 Karat (With effect from 11.11.2022)
Sr No.
Product
Up to Rs.5 lakhs
>5 lakhs & Upto Rs.25 lakhs
Above Rs.25 lakhs
1
Union Krishi Kamdhenu gold loan Scheme
1 Year MCLR
8.20
NA
2
Union Gold Loan-Agriculture
1 year MCLR + 0.10%
8.30
3
Union Gold Loan-MSME
EBLR - 0.50%
EBLR
8.70
EBLR + 0.10%
8.80
4
Union Gold Loan-Retail
EBLR + 0.45
9.15
EBLR + 0.60%
9.30
5
Union Swarna Shakti Loan Scheme-Retail
6
Union MSME Gold Loan Plus
7
Union Secured Overdraft Gold Loan
Agriculture
1year MCLR + 0.25%
8.45
MSME
EBLR + 0.50%
9.20
Retail
EBLR + 0.95%
9.65
EBLR + 1.10%
9.80
Rate of Interest for below 22 Karat & upto18 Karat would be applicable 0.25% higher.
Subject to revision from time to time.
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